1. FINANCIAL PERFORMANCE ANALYSIS AT PT. PEGADAIAN (PERSERO) IN INDONESIA
Authors: MAYA SABIRINA PANGGABEAN and JESSI CHAIRINA SEMBIRING
Abstract
This study aims to determine the financial performance of PT. Pegadaian (Persero). This type of research is descriptive quantitative, which explains the financial ratio consisting of liquidity ratio, solvency ratio, and profitability ratio that occurred within the company in 2014-2017. The population in this study is the financial statements of PT. Pegadaian (Persero) in Indonesia for three years (2018-2020), as well as being a sample in this study. Documentation techniques carry out data collection. The method used in this study is a descriptive method with a qualitative approach. The results showed the financial performance of PT. Pegadaian (Persero) is quite good. The profitability ratio consisting of the value of ROA has decreased every year, whereas, in 2020, it has reduced and can be said to be quite good in generating optimal income. Grades in ROE declined in 2018 and 3019but are still in the excellent category, with scores of 13.80 percent and 13.48 percent. However, in 2020 it experienced a considerable decrease of 8.22 percent compared to the previous year, with a reviewed ROE standard value of 8.32 percent. So in 2020, the ROE value can be said to be not good, which can reduce the attractiveness of investors to invest in the company. The Cash Ratio owned by Pegadaian is categorized as not good at paying and guaranteeing the current debt. The Debt to Equity Ratio owned by Pegadaian is classified as unreasonable and it has not been able to secure its total debt.
Keywords: Financial Performance, Liquidity Ratio, Solvency Ratio, Activity Ratio, and Profitability Ratio
2. SOLUTIONS TO DEPLOY FINANCIAL RESOURCES FOR EXPENDITURE ON EDUCATION, A CASE STUDY IN VIETNAM
Authors: LE KHANH TUAN
Abstract
State budget and expenditure from learners' households are the two key sources of finance for the development of education in Vietnam. They are also the mainstay of finance for the education development of poor, low-income countries. Therefore, the effective exploitation and use of these financial resources are very important. This article uses official statistics on the state budget and household expenditure for education in the period from 2009 to 2013 for analysis and evaluation, thereby finding out the difficulties and inadequacies in the policy on exploitation and use of these financial resources. Inadequacies are analyzed from the perspective of using revenues to offset costs in educational services and presented through the following issues: i) Are the revenues adequate to cover costs and doesthis guarantee training quality from educational institutions? ii) The government encourages educational institutions to be financially self-sufficient, but can its policy enable them to be truly self-sufficient?; and iii) Has the problem of product cost and payment obligation for using training products been thoroughly resolved? As a learner completes a course, the beneficiaries are the learner, the state, the employer and the community. So, is there a clear division of responsibility for contribution in the policy? Based on analysis and assessment of the current financial management on these aspects, the article aims to find out shortcomings and weaknesses, and thereby proposes a number of solutions to improve the policy of mobilizing and using education finance of the country.
Keywords: Budget, expenditure, household, education, exploitation, Vietnam.
3. FACTORS THAT ENHANCE EMPLOYEE’S SATISFACTION WHEN WORKING AT ANYA HOTEL
Authors: NGUYEN TRUNG DUNG
Abstract
The goal is to identify and assess the factors influencing satisfaction of staff at Anya hotel following the epidemic, thereby providing solutions to promote strengths and overcome weaknesses to help the business operate better, increase employee satisfaction with the business, and that is also the premise to help increase employee productivity and efficiency. Employee happiness is extremely important in human resource management. To be able to manage human resources, you must first learn about the views and ambitions of the company's personnel. Satisfaction stems from the pleasant emotional state and professional spirit that the human resource administrator fosters in workers.
Keywords: satisfaction, employee, hotel, human resource, business
4. STUDY IS TO STRATEGIC MANAGEMENT INFLUENCING INVESTMENT SOCIALLY FOR SUPPLY MANAGEMENT
Authors: RITESH MAMODIYA and Dr. MANOJ SRIVASTAVA
Abstract
However, modern supply chains are significantly more complex, with multi-tiered systems comprised of numerous interconnected sequential and parallel dyadic relationships; thus, a more comprehensive and far[1]reaching strategy is preferred for investigating the management and integration of social sustainability standards across the extended supply chain. In different settings, CSR takes on many shades of meaning, much like a chameleon. Apart from creating a valid and accurate scale, the primary goals of this empirical study are to identify the essential features of Strategic Management, Corporate Social Responsibility, and Firm Performance, and to create a link between them. This study provides a foundation for understanding the CSR dynamics in the years to come, since it is one of the first of its kind to be conducted among significant Indian enterprises in India during the immediate post-mandate era.
Keyword: Social, Management, Performance, economy.